The Bad Credit Car Finance Dealer – The Poor Credit Car Finance Specialists

Who are The Bad Credit Car Finance Dealer?

The Bad Credit Car Finance Dealer are a used car dealership that specialise in bad credit car finance. They predominantly cover Nottingham, Derby and Leicester but can also deliver cars across the UK. They are set up with every fair and bad credit car finance provider in the UK, and search the market to find the best car finance approvals available for your personal credit score.

The Bad Credit Car Finance Dealer specialise in high quality used cars and offer a 6-month warranty on every vehicle. They ensure cars are prepared to the highest standard completing a 110 point health check, full MOT, service, and every car receives extensive road testing.

What makes you a bad credit car finance specialist?

The Bad Credit Car Finance Dealer are a bad credit car finance specialist due to the range of specialist bad credit lenders they deal with. In dealing with every single bad credit provider in the UK, this enables us to find the best car finance approval for each applicant and also gives us the best chance of finding a bad credit approval.

We have over 40 years of combined experience working with bad credit car finance providers and understand the policies and processes of each lender so we can make your car buying experience as smooth as possible.

How do I apply for bad credit car finance?

You can apply for bad credit car finance using the link below:

Your application will be automatically submitted to every fair and bad credit car finance provider in the UK using soft search, so there is no impact on your credit score. It takes around 2-3 working hours for every lender to come back to us and we will get in touch with you to confirm details of any offers your receive.

If you decide you’d like to proceed with one of the finance approvals, you will be asked to provide some documentation to prove your ID and possibly proof of income. Once these documents have been checked and passed, you will be able to sign for your vehicle and arrange collection.

Can I get bad credit car finance if my credit score is under 300?

Yes it is possible. Your chances of an approval are mostly determined by your affordability, which is assessed in 2 ways:

1. Each car finance provider will do an affordability assessment taking your income into account and calculating your outgoings based on some assumptions of rent, bills etc. and also taking into account your credit commitments.
2. Your recent credit is looked at for signs of affordability, any arrears, missed payments, or credit over a credit-limit will be seen as signs of a lack of affordability.

The only way to know whether you qualify for a bad credit car finance approval is to apply.

How do I find out what rate I qualify for?

The only way to know what interest rate or APR (Annual Percentage Rate) you qualify for, is to apply for car finance. Every car finance company we deal with use different profiling tools to determine whether you will be approved, and what tier you qualify for.

Once you’ve applied and been approved, you will be able to choose whether you would like to proceed with your car finance approval or not.

Can I still get car finance with bad credit?

Absolutely! It’s what The Bad Credit Car Finance Dealer specialises in. If you apply for car finance, we will submit your application to every fair and bad credit car finance provider in the UK to give you the best chance of a car finance approval.

Directory of Nottingham Used Car Dealers – Nottingham